Does anyone know how to chmod default dir and file creation?

From: Tim Brown (askmeinapost_at_group.news)
Date: 09/30/03


Date: Tue, 30 Sep 2003 06:23:35 GMT

I need to be more restrictive in terms of file creation permissions. I
don't want others to browse each ohters directories from the localhost.

I looked in bashrc and there's nothing there to change.
What do I need to change? I'm still looking through the mans too.